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Groundwork

Free tool

Price the job so it's actually worth doing.

Labour, materials and overheads, plus what you add on top. The part most quoting advice skips: whether the percentage you're adding is a margin or a markup, and what that difference costs you.

What an hour costs you — wage, or what your own time is worth.

$/hr

What you pay for them, before any markup.

$

Ute, insurance, fuel, phone, accountant — per day you're working. Not sure? The operating costs calculator works it out.

$/day
%
Is that a margin or a markup?

Quote this job at

$3,114

30% true margin — you keep $934 on a $2,180 job

Labour (16 hrs × $65)$1,040
Materials$900
Overheads (2 days × $120)$240
What the job costs you$2,180

Margin and markup are not the same number

You said 30%. Added as a markup on cost that’s $2,834. As a true margin it’s $3,114.

The difference is $280 on this job. A 30% markup only leaves you a 23.1% margin — which is why quoting “30%” the wrong way round quietly costs you money on every job you win.

You keep, per hour on the tools$123/hr

What this assumes

  • Your labour cost is what the hour costs you — a wage, or what your own time is worth. It's not what you charge.
  • Overheads are the costs that run whether you're on a job or not: ute, insurance, fuel, phone, accountant, software.
  • Markup on cost adds a percentage to what you paid. True margin is the percentage of the final price you keep. They are different numbers.
  • GST is not included — add it if you're registered.

Estimates only. This is a planning tool, not financial or tax advice — your own accountant knows your numbers better than a calculator does.

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